What’s the difference between a will and a trust? Who is entitled to your estate when you die? How do you estimate potential estate taxes? What is probate anyway? Walk into any bookstore, visit any library, turn on the radio or search the internet and you will be overwhelmed by the complex answers to these very simple questions. Why bother? Simply attend this session and learn the fundamental laws behind estate planning. Presented by Wills, Trusts and Estates Attorney, David G. Hoffman.
1 lesson @ 2 hrs, $7/$5 MCC district residents.
9011.318 M, 1/22 12:30-2:30 p.m.
Have you lived in your home for many years? When you think of downsizing, are you overwhelmed by a long “to do” list and long-delayed home fix-ups? Do you have questions about which records to keep and which to toss? Learn strategies for how to create a realistic timeline and learn how to identify updates to make your home appealing to prospective buyers. Presented by Ann P. McClure & Shirley Mattam-Male, Realtors™, McEnearney Associates, Inc. Realtors™.
1 lesson @ 1 hr, 30 mins, $7/$5 MCC district residents.
9012.318 Tu, 1/23 12:30-2 p.m.
If you have never knitted before, or if you are an old hand, join the Knitting Circle! Beginners will learn how to knit, and experienced knitters will have a friendly place to knit, and/or learn new skills or get help with current projects. Bring your own supplies, a project in progress, or purchase a beginner’s kit from the instructor for $20. Presented by Julie Thatcher.
Do you crochet? Do you want to learn to crochet? Do you want to meet and be with other people while crocheting? If you answered “yes” to any of the above questions, this is the class for you. The instructor will cover the basics of crochet and answer students’ questions. Several exciting projects will be introduced. Presented by Susan Jaska.
This course will cover the three things we can do to fight elder fraud together. In this session, you will learn common elements scam artists use, resources to learn about ongoing scams and ways to help our community fight these scammers. Presented by Kay Bransford, best-selling author of “Memory Banc: Your Workbook for Organizing Life” and Louann Webber, Professional Daily Money Manager with Your Money, Inc.
Will your family know what to do and what you want when you die? Learn how you can get the funeral/burial that you want and what you can do in advance to ease the burden on others and plan for the costs. You will leave this session comfortable with your choices, and you will have the opportunity to make them known to your family so they can avoid any guilt or guessing. Presented by Jim Zalewski, Funeral Planning Professional.
This two-hour presentation will walk you through the laws and the procedures that govern the estate settlement process. Topics include: marshalling and classifying assets; gathering information about the executor, trustee and beneficiaries; filing claims for life insurance, annuities and retirement accounts; when to go to probate; the probate administration process; creating the necessary beneficiary accounts; selling real estate; tax returns, tax returns and more tax returns; beneficiary agreements; paying bills, paying commissions and paying beneficiaries; debts and demands hearing; and, what could possibly go wrong? Presented by Wills, Trusts and Estate Attorney,
1 lesson @ 2 hrs, $7/$5 MCC residents.
9021.318 M, 2/12 12:30-2:30 p.m.
Is there more to Social Security than meets the eye? In this seminar, you will learn strategies that you can use to potentially maximize your benefit. We will start with a brief overview and history of the Social Security system, including current solvency issues. We will cover: claiming strategies for individuals and couples, including restricted applications; survivor benefits; former spousal benefits; the Windfall Elimination Provision and Government Pension Offset. You will also learn how to reduce taxes on your social security benefits, and more. Presented by Sarah Graham, CMFC, CRPC™.
The Chesapeake & Ohio (C&O) Canal is 184.5 miles, running from Washington, D.C. to Cumberland, Md. It was built between 1828 and 1850 and operated between 1831 and 1924. It has 74 locks, 11 aqueducts to cross major streams, more than 240 culverts to cross smaller streams and, the 3,118-foot-long Paw Paw Tunnel. The principal cargo was coal from the Allegheny Mountains. The Canal Towpath served as one of the routes of the “Underground Railroad.” Now that you know some of the facts about the C&O Canal, come to this presentation and learn much more about it, its history, its beauty and its uses. Presented by Carole Herrick.
Memory loss is not an inevitable consequence of growing old. As we age, we can experience mild changes in memory, but research shows that we can maximize our memory potential no matter what our age. You are never too old, or too young, to learn how to rev up your recall. You will learn how memory works and the changes we can expect as we age, three techniques to rev up recall and seven lifestyle choices that can make a difference to your memory. Presented by Kay Bransford.